The demand for credit cards in India is expected to rise at a CAGR of 25% between 2020 and 2025. Owing to such increasing demand, various financial institutions have also eased the application process. However, they ensure that users meet credit card eligibility. Fulfilment of the credit card eligibility criteria is crucial for both the user and the credit card provider. Since a financial institution extends an unsecured line of credit to the user, it is essential to assess the creditworthiness of the latter. Analyzing the capability of bill payment will help in further determining the amount of credit to be extended to the user.\u00a0 Credit Card Eligibility - Check Who is eligible. One of the most critical aspects while applying for a credit card is the eligibility criteria. Make sure you fulfil the following parameters - \tYou must be 25 years old or above. \tYou should be a resident of India. \tYou need to have a regular source of income. \tYou should possess a decent credit score with a regular repayment history. Amongst the other things to know before applying for a credit card are the required documents. Financial institutions need certain documents to check your\u00a0eligibility for a credit card. As a part of KYC, you have to produce your PAN card, Aadhar card, driving license, etc. Additionally, you will have to show the payslips for the last three months, if you are a salaried individual. Otherwise, if you are self-employed, you will be required to present the IT returns for the previous two months.\u00a0 Hence, once you meet all these criteria mentioned above, you will get hold of your credit card after the issuer approves your application. How to increase your credit card limit? To make the most of credit card benefits, you should opt for one with a higher credit limit which will increase your purchasing power. This will, in turn, increase your chances to receive more rewards on making purchases. Consequently, it would be best if you worked on improving certain aspects that will lead you to gain a higher credit limit. They are discussed below - Timely bill payments Managing your finances is the key to repay your credit card debt on time. Timely payment will directly impact your credit score. Likewise, your credit report will reflect your repayment history. Therefore, a consistent in repaying your existing due on time will prove your credibility to the lender. As a result, you may request an increase in the credit limit as well. Very likely, the financial institution will be willing to extend the ceiling without any hesitation. Update reports Credit reports are often not updated at the official end. So, make sure you check your report for any discrepancies or misinformation that might have been added. These data often lead to a lower credit score, and lenders might not be willing to provide you with a higher line of credit. Checking your credit reports regularly or before applying for a credit card or even before seeking financial assistance is vital.\u00a0 Besides, to make the most of credit cards, you can opt for the\u00a0best credit card\u00a0like - Bajaj Finserv RBL Bank SuperCard. This credit card provides industry-first features like interest-free ATM ash withdrawal and emergency personal loans.\u00a0 The NBFC also provides pre-approved offers to make the process of credit applications more comfortable and faster. These types of pre-approved offers are available on other financial products such as business loans, personal loans, etc. You can have a look at your pre-approved offer by submitting a few essential documents that have your name and contact number. Hence, these are two crucial factors that will help you in enhancing your credibility. Following this, you can make the most of its benefits that include reward points, discounts, cashback, etc. Above all, make sure you fulfil the credit card eligibility so that you can get hold of one soon after applying for it.