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Whether it is sleek curves, luxurious leather seats, fancy wheels, unmatched horsepower, a dash that opens the world to you, or a driving experience that is second to none, you're sure to have a dream car in mind. Instead of postponing your purchase or compromising on the model, You can bring home the car you've always wanted for yourself using funding from an instant personal loan. Choosing a top lender such as Bajaj Finserv ensures your borrowing experience is as comfortable as your new vehicle. Here are the benefits of taking personal loans from Bajaj Finserv to buy your dream car. Recommended reading: Top-5 Reasons Why You Should Use a Home Loan EMI Calculator Access ample finances to buy your dream car and modify it too. With funding up to Rs.25 lakh, you have more than enough funding to both buy your car and make modifications to it too. Upgrade your vehicle's sound system and change its interiors as per your liking to make your dream car more comfortable and suited to your preference of colour schemes and designs. What's more, you have enough money to pay for long-term car insurance too. All this comes at competitive interest rates that encourage affordability. You can also take a Flexi personal loan to borrow as you need and pay interest only on the amount you use. You can take a used car loan to buy your dream car. Further, you can choose to pay interest-only EMIs and repay the principal at the end of the tenor. This will help you reduce your EMIs by up to 45%. Qualify for personal loans with ease With simple personal loan eligibility criteria to meet, getting approval on your personal loan is easy, especially when you have a good CIBIL score and repayment history. A good CIBIL score is considered to be anything above 750. You need to be an employed resident of India between the age of 23 and 55 years. Recommended reading: Loan Helpful in Every Stage of Your Life? Check if your income matches the minimal requirement as per your city of residence. You can also check your eligibility and know the amount you are qualified to borrow by using the personal loan eligibility calculator. Further, submit minimal documents such as KYC documents, proof of income, and bank statements to prove your eligibility and access funds to buy your dream vehicle easily. Apply and receive funds quickly to get a car on the road faster After checked the eligibility criteria and ensure that you qualify for an instant personal loan, most of the lenders let you apply for a loan online. Instant personal loans come with instant approval, and the loan amount is disbursed to you within 24 hours of approval. Thus, you have the funds you need at the earliest to bag any special schemes and discounts on your dream car. With personal loans, anyone can repay all these funds over a flexible tenor of 12 to 60 months. These factors may be enough to help you decide whether you should take a personal loan or a car loan for your dream vehicle. Recommended reading: 10 hacks to get business loan to your small biz Say goodbye to pre-owned cars and second-hand car loans and say hello to your brand-new dream car with the personal loan from Bajaj Finserv. Get started within moments. Just check your pre-approved offer to see your customized loan deal and enjoy speedy disbursal and instant approval online.

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